Resources
Resources
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 21, 2025
Topics: FINANCIAL HABITS MONEY MINDSET PERSONAL FINANCE LIFE & MONEY FINANCIAL WELL-BEING
Description: Justin Garritt returns to the Financially Independent Teachers podcast to discuss eight timeless lessons surrounding money and life. Justin’s wife, Paulina, also joins the conversation to share her perspective.
Advisor: JEFF
Podcast: The Teacher Money Show
Date: October 29, 2025
Topics: OPEN ENROLLMENT HEALTH INSURANCE HSA & FSA DISABILITY INSURANCE RETIREMENT
Description: Jeff Venables discusses how teachers can use open enrollment as an annual financial checkup, including health insurance, HSAs and FSAs, disability insurance, life insurance, retirement contributions, and investments.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: August 24, 2025
Topics: 403(b) 457(b) IRAs PENSIONS INVESTING
Description: Justin joins Gerry Born for a special Q&A covering 457(b)s, 403(b)s, IRAs, retirement, asset allocation, pensions, investment strategies, fees, and other financial planning questions from educators.
Advisor: JEFF
Podcast: The Teacher Money Show
Date: May 14, 2025
Topics: INVESTING MARKET VOLATILITY RISK TOLERANCE ASSET ALLOCATION LONG-TERM INVESTING
Description: Jeff discusses how educators can stay committed to their investment plans during periods of market volatility, focusing on risk tolerance, risk need, rebalancing, and avoiding emotional reactions to market headlines.
Advisor: JEFF
Podcast: Financially Independent Teachers
Date: March 2, 2025
Topics: TEACHER RETIREMENT SOUTH CAROLINA TEACHERS RETIREMENT INCOME PERSONAL FINANCE CAREER TRANSITIONS
Description: Jeff discusses his journey as a longtime South Carolina teacher, his decision to retire and continue teaching, his experience with personal finance, and his transition into financial planning.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: December 27, 2024
Topics: TEACHERS FINANCIAL MISTAKES 403(b) INVESTING RETIREMENT
Description: Justin discusses the most common financial mistakes he sees teachers make and practical ways educators can improve their financial decision-making.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 22, 2024
Topics: TAX PLANNING YEAR-END PLANNING TAX STRATEGIES RETIREMENT EDUCATORS
Description: Justin discusses year-end tax strategies, ways to optimize a tax return, and planning opportunities for the year ahead.
Advisor: JEFF
Podcast: The PSTA Podcast
Date: May 7, 2024
Topics: SOUTH CAROLINA TEACHERS PERSONAL FINANCE FINANCIAL EDUCATION TEACHER BENEFITS FINANCIAL LITERACY
Description: Jeff discusses personal finance for South Carolina teachers and his work educating educators about financial matters.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: October 29, 2023
Topics: STUDENT LOANS PSLF PUBLIC SERVICE LOAN FORGIVENESS EDUCATORS LOAN REPAYMENT
Description: Justin provides an update on public student loan forgiveness, including important developments and deadlines affecting educators and other public-service workers.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: October 22, 2023
Topics: OPEN ENROLLMENT HEALTH BENEFITS TAX PLANNING INSURANCE 403(b)
Description: Justin discusses open enrollment, health benefits, tax-advantaged savings opportunities, insurance, and financial strategies available to educators.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2022
Topics: FINANCIAL LITERACY PERSONAL FINANCE MONEY KNOWLEDGE EDUCATORS FINANCIAL PLANNING
Description: Justin returns to the Financially Independent Teachers podcast to discuss his journey from Baltimore teacher to financial planner and participate in a personal finance quiz covering a variety of financial topics.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: August 19, 2022
Topics: FINANCIAL PLANNING FIDUCIARY ADVICE CAREER TRANSITION TRAVEL HACKING TEACHERS
Description: Justin discusses his decision to leave the classroom and become a full-time fiduciary advisor, along with his experience as a teacher and travel hacker.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2021
Topics: TRAVEL REWARDS CREDIT CARDS POINTS & MILES PERSONAL FINANCE FINANCIAL HACKS
Description: Justin returns to discuss credit cards, travel rewards, points, miles, and strategies for getting more value from everyday spending.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: May 2, 2021
Topics: FINANCIAL PLANNING INVESTING TEACHERS PERSONAL FINANCE CAREER JOURNEY
Description: Justin discusses his personal financial journey as a Baltimore City teacher and financial professional, including basic investment concepts and financial strategies that can benefit educators.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: April 2021
Topics: TRAVEL REWARDS CREDIT CARDS POINTS & MILES TRAVEL HACKING PERSONAL FINANCE
Description: Justin discusses strategies for optimizing travel using credit-card rewards, points, and miles.
Advisor: JUSTIN
Podcast: Radical Civility
Date: 2020
Topics: STARTING A BUSINESS SAVING PERSONAL FINANCE ECONOMY FINANCIAL PLANNING
Description: Justin discusses the beginnings of Garritt Financial Solutions, savings strategies, and his perspective on the economic environment at the time.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 21, 2025
Topics: FINANCIAL HABITS MONEY MINDSET PERSONAL FINANCE LIFE & MONEY FINANCIAL WELL-BEING
Description: Justin Garritt returns to the Financially Independent Teachers podcast to discuss eight timeless lessons surrounding money and life. Justin’s wife, Paulina, also joins the conversation to share her perspective.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: August 24, 2025
Topics: 403(b) 457(b) IRAs PENSIONS INVESTING
Description: Justin joins Gerry Born for a special Q&A covering 457(b)s, 403(b)s, IRAs, retirement, asset allocation, pensions, investment strategies, fees, and other financial planning questions from educators.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: December 27, 2024
Topics: TEACHERS FINANCIAL MISTAKES 403(b) INVESTING RETIREMENT
Description: Justin discusses the most common financial mistakes he sees teachers make and practical ways educators can improve their financial decision-making.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 22, 2024
Topics: TAX PLANNING YEAR-END PLANNING TAX STRATEGIES RETIREMENT EDUCATORS
Description: Justin discusses year-end tax strategies, ways to optimize a tax return, and planning opportunities for the year ahead.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: October 29, 2023
Topics: STUDENT LOANS PSLF PUBLIC SERVICE LOAN FORGIVENESS EDUCATORS LOAN REPAYMENT
Description: Justin provides an update on public student loan forgiveness, including important developments and deadlines affecting educators and other public-service workers.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: October 22, 2023
Topics: OPEN ENROLLMENT HEALTH BENEFITS TAX PLANNING INSURANCE 403(b)
Description: Justin discusses open enrollment, health benefits, tax-advantaged savings opportunities, insurance, and financial strategies available to educators.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2022
Topics: FINANCIAL LITERACY PERSONAL FINANCE MONEY KNOWLEDGE EDUCATORS FINANCIAL PLANNING
Description: Justin returns to the Financially Independent Teachers podcast to discuss his journey from Baltimore teacher to financial planner and participate in a personal finance quiz covering a variety of financial topics.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: August 19, 2022
Topics: FINANCIAL PLANNING FIDUCIARY ADVICE CAREER TRANSITION TRAVEL HACKING TEACHERS
Description: Justin discusses his decision to leave the classroom and become a full-time fiduciary advisor, along with his experience as a teacher and travel hacker.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2021
Topics: TRAVEL REWARDS CREDIT CARDS POINTS & MILES PERSONAL FINANCE FINANCIAL HACKS
Description: Justin returns to discuss credit cards, travel rewards, points, miles, and strategies for getting more value from everyday spending.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: May 2, 2021
Topics: FINANCIAL PLANNING INVESTING TEACHERS PERSONAL FINANCE CAREER JOURNEY
Description: Justin discusses his personal financial journey as a Baltimore City teacher and financial professional, including basic investment concepts and financial strategies that can benefit educators.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: April 2021
Topics: TRAVEL REWARDS CREDIT CARDS POINTS & MILES TRAVEL HACKING PERSONAL FINANCE
Description: Justin discusses strategies for optimizing travel using credit-card rewards, points, and miles.
Advisor: JUSTIN
Podcast: Radical Civility
Date: 2020
Topics: STARTING A BUSINESS SAVING PERSONAL FINANCE ECONOMY FINANCIAL PLANNING
Description: Justin discusses the beginnings of Garritt Financial Solutions, savings strategies, and his perspective on the economic environment at the time.
Advisor: JEFF
Podcast: The Teacher Money Show
Date: October 29, 2025
Topics: OPEN ENROLLMENT HEALTH INSURANCE HSA & FSA DISABILITY INSURANCE RETIREMENT
Description: Jeff Venables discusses how teachers can use open enrollment as an annual financial checkup, including health insurance, HSAs and FSAs, disability insurance, life insurance, retirement contributions, and investments.
Advisor: JEFF
Podcast: The Teacher Money Show
Date: May 14, 2025
Topics: INVESTING MARKET VOLATILITY RISK TOLERANCE ASSET ALLOCATION LONG-TERM INVESTING
Description: Jeff discusses how educators can stay committed to their investment plans during periods of market volatility, focusing on risk tolerance, risk need, rebalancing, and avoiding emotional reactions to market headlines.
Advisor: JEFF
Podcast: Financially Independent Teachers
Date: March 2, 2025
Topics: TEACHER RETIREMENT SOUTH CAROLINA TEACHERS RETIREMENT INCOME PERSONAL FINANCE CAREER TRANSITIONS
Description: Jeff discusses his journey as a longtime South Carolina teacher, his decision to retire and continue teaching, his experience with personal finance, and his transition into financial planning.
Advisor: JEFF
Podcast: The PSTA Podcast
Date: May 7, 2024
Topics: SOUTH CAROLINA TEACHERS PERSONAL FINANCE FINANCIAL EDUCATION TEACHER BENEFITS FINANCIAL LITERACY
Description: Jeff discusses personal finance for South Carolina teachers and his work educating educators about financial matters.
Advisor: JEFF
Podcast: The Teacher Money Show
Date: October 29, 2025
Topics: OPEN ENROLLMENT HEALTH INSURANCE HSA & FSA DISABILITY INSURANCE RETIREMENT
Description: Jeff Venables discusses how teachers can use open enrollment as an annual financial checkup, including health insurance, HSAs and FSAs, disability insurance, life insurance, retirement contributions, and investments.
Advisor: JEFF
Podcast: Financially Independent Teachers
Date: March 2, 2025
Topics: TEACHER RETIREMENT SOUTH CAROLINA TEACHERS RETIREMENT INCOME PERSONAL FINANCE CAREER TRANSITIONS
Description: Jeff discusses his journey as a longtime South Carolina teacher, his decision to retire and continue teaching, his experience with personal finance, and his transition into financial planning.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: December 27, 2024
Topics: TEACHERS FINANCIAL MISTAKES 403(b) INVESTING RETIREMENT
Description: Justin discusses the most common financial mistakes he sees teachers make and practical ways educators can improve their financial decision-making.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 22, 2024
Topics: TAX PLANNING YEAR-END PLANNING TAX STRATEGIES RETIREMENT EDUCATORS
Description: Justin discusses year-end tax strategies, ways to optimize a tax return, and planning opportunities for the year ahead.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: August 24, 2025
Topics: 403(b) 457(b) IRAs PENSIONS INVESTING
Description: Justin joins Gerry Born for a special Q&A covering 457(b)s, 403(b)s, IRAs, retirement, asset allocation, pensions, investment strategies, fees, and other financial planning questions from educators.
Advisor: JEFF
Podcast: The Teacher Money Show
Date: May 14, 2025
Topics: INVESTING MARKET VOLATILITY RISK TOLERANCE ASSET ALLOCATION LONG-TERM INVESTING
Description: Jeff discusses how educators can stay committed to their investment plans during periods of market volatility, focusing on risk tolerance, risk need, rebalancing, and avoiding emotional reactions to market headlines.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: May 2, 2021
Topics: FINANCIAL PLANNING INVESTING TEACHERS PERSONAL FINANCE CAREER JOURNEY
Description: Justin discusses his personal financial journey as a Baltimore City teacher and financial professional, including basic investment concepts and financial strategies that can benefit educators.
Advisor: JEFF
Podcast: Financially Independent Teachers
Date: March 2, 2025
Topics: TEACHER RETIREMENT SOUTH CAROLINA TEACHERS RETIREMENT INCOME PERSONAL FINANCE CAREER TRANSITIONS
Description: Jeff discusses his journey as a longtime South Carolina teacher, his decision to retire and continue teaching, his experience with personal finance, and his transition into financial planning.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: December 27, 2024
Topics: TEACHERS FINANCIAL MISTAKES 403(b) INVESTING RETIREMENT
Description: Justin discusses the most common financial mistakes he sees teachers make and practical ways educators can improve their financial decision-making.
Advisor: JEFF
Podcast: The PSTA Podcast
Date: May 7, 2024
Topics: SOUTH CAROLINA TEACHERS PERSONAL FINANCE FINANCIAL EDUCATION TEACHER BENEFITS FINANCIAL LITERACY
Description: Jeff discusses personal finance for South Carolina teachers and his work educating educators about financial matters.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2022
Topics: FINANCIAL LITERACY PERSONAL FINANCE MONEY KNOWLEDGE EDUCATORS FINANCIAL PLANNING
Description: Justin returns to the Financially Independent Teachers podcast to discuss his journey from Baltimore teacher to financial planner and participate in a personal finance quiz covering a variety of financial topics.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: August 19, 2022
Topics: FINANCIAL PLANNING FIDUCIARY ADVICE CAREER TRANSITION TRAVEL HACKING TEACHERS
Description: Justin discusses his decision to leave the classroom and become a full-time fiduciary advisor, along with his experience as a teacher and travel hacker.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: May 2, 2021
Topics: FINANCIAL PLANNING INVESTING TEACHERS PERSONAL FINANCE CAREER JOURNEY
Description: Justin discusses his personal financial journey as a Baltimore City teacher and financial professional, including basic investment concepts and financial strategies that can benefit educators.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 22, 2024
Topics: TAX PLANNING YEAR-END PLANNING TAX STRATEGIES RETIREMENT EDUCATORS
Description: Justin discusses year-end tax strategies, ways to optimize a tax return, and planning opportunities for the year ahead.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: October 22, 2023
Topics: OPEN ENROLLMENT HEALTH BENEFITS TAX PLANNING INSURANCE 403(b)
Description: Justin discusses open enrollment, health benefits, tax-advantaged savings opportunities, insurance, and financial strategies available to educators.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: October 29, 2023
Topics: STUDENT LOANS PSLF PUBLIC SERVICE LOAN FORGIVENESS EDUCATORS LOAN REPAYMENT
Description: Justin provides an update on public student loan forgiveness, including important developments and deadlines affecting educators and other public-service workers.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 21, 2025
Topics: FINANCIAL HABITS MONEY MINDSET PERSONAL FINANCE LIFE & MONEY FINANCIAL WELL-BEING
Description: Justin Garritt returns to the Financially Independent Teachers podcast to discuss eight timeless lessons surrounding money and life. Justin’s wife, Paulina, also joins the conversation to share her perspective.
Advisor: JEFF
Podcast: Financially Independent Teachers
Date: March 2, 2025
Topics: TEACHER RETIREMENT SOUTH CAROLINA TEACHERS RETIREMENT INCOME PERSONAL FINANCE CAREER TRANSITIONS
Description: Jeff discusses his journey as a longtime South Carolina teacher, his decision to retire and continue teaching, his experience with personal finance, and his transition into financial planning.
Advisor: JEFF
Podcast: The PSTA Podcast
Date: May 7, 2024
Topics: SOUTH CAROLINA TEACHERS PERSONAL FINANCE FINANCIAL EDUCATION TEACHER BENEFITS FINANCIAL LITERACY
Description: Jeff discusses personal finance for South Carolina teachers and his work educating educators about financial matters.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2022
Topics: FINANCIAL LITERACY PERSONAL FINANCE MONEY KNOWLEDGE EDUCATORS FINANCIAL PLANNING
Description: Justin returns to the Financially Independent Teachers podcast to discuss his journey from Baltimore teacher to financial planner and participate in a personal finance quiz covering a variety of financial topics.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: December 2021
Topics: TRAVEL REWARDS CREDIT CARDS POINTS & MILES PERSONAL FINANCE FINANCIAL HACKS
Description: Justin returns to discuss credit cards, travel rewards, points, miles, and strategies for getting more value from everyday spending.
Advisor: JUSTIN
Podcast: Financially Independent Teachers
Date: May 2, 2021
Topics: FINANCIAL PLANNING INVESTING TEACHERS PERSONAL FINANCE CAREER JOURNEY
Description: Justin discusses his personal financial journey as a Baltimore City teacher and financial professional, including basic investment concepts and financial strategies that can benefit educators.
Advisor: JUSTIN
Podcast: Teach and Retire Rich
Date: April 2021
Topics: TRAVEL REWARDS CREDIT CARDS POINTS & MILES TRAVEL HACKING PERSONAL FINANCE
Description: Justin discusses strategies for optimizing travel using credit-card rewards, points, and miles.
Advisor: JUSTIN
Podcast: Radical Civility
Date: 2020
Topics: STARTING A BUSINESS SAVING PERSONAL FINANCE ECONOMY FINANCIAL PLANNING
Description: Justin discusses the beginnings of Garritt Financial Solutions, savings strategies, and his perspective on the economic environment at the time.
Jeff Venables brings his experience as an educator and financial planner to his work helping teachers make more informed financial decisions.
Before Garritt Financial Solutions became the firm it is today, Justin co-hosted The Happy Meter with his longtime friend and fellow teacher Kevin.
The Happy Meter explored the connection between financial wellness and personal happiness, including intentional budgeting, travel, investing, goal setting, and living a fulfilling life while working toward financial independence.
Archive
A collection of Justin’s earlier conversations about financial wellness, intentional spending, investing, travel, goal setting, and building a fulfilling life on a teacher’s salary.
jvenables@garrittfinancialsolutions.com
Jeff spent 31 years teaching chemistry, forensic science, and personal finance in Rock Hill, South Carolina, before retiring from the classroom in 2026 to focus fully on financial planning. His passion for financial literacy led him to begin working with individuals and families as a financial coach in 2019 before transitioning into financial planning.
Jeff is especially passionate about helping educators and other public-service professionals approach retirement with confidence. He helps clients think through pensions, Social Security, investments, and the transition from building savings to creating retirement income. He also brings experience in student loan planning and the financial decisions that arise throughout an educator's career.
Jeff holds a Financial Planning Certificate from North Carolina State University and is a Certified Student Loan Professional. He earned a B.S. in Chemistry from Wofford College, a Master of Liberal Arts from Winthrop University, and an Ed.D. in Teacher Leadership from Walden University. He also served eight years in the U.S. Navy Reserve.
He co-authored TL;DR: Financial Literacy for Employees of South Carolina Public Schools: Optimizing Financial Decisions Based on Your PEBA Benefits and teaches a course based on the book for South Carolina educators. He has successfully advocated for improvements to 403(b) plans and continues to advocate for better retirement options for teachers.
After years of collaborating with Justin and sharing a commitment to financial education and serving those who serve others, Jeff joined Garritt Financial Solutions in 2026 as an Investment Advisor Representative.
jvenables@garrittfinancialsolutions.com
Jeff spent 31 years teaching chemistry, forensic science, and personal finance in Rock Hill, South Carolina, before retiring from the classroom in 2026 to focus fully on financial planning. His passion for financial literacy led him to begin working with individuals and families as a financial coach in 2019 before transitioning into financial planning.
Jeff is especially passionate about helping educators and other public-service professionals approach retirement with confidence. He helps clients think through pensions, Social Security, investments, and the transition from building savings to creating retirement income. He also brings experience in student loan planning and the financial decisions that arise throughout an educator's career.
Jeff holds a Financial Planning Certificate from North Carolina State University and is a Certified Student Loan Professional. He earned a B.S. in Chemistry from Wofford College, a Master of Liberal Arts from Winthrop University, and an Ed.D. in Teacher Leadership from Walden University. He also served eight years in the U.S. Navy Reserve.
He co-authored TL;DR: Financial Literacy for Employees of South Carolina Public Schools: Optimizing Financial Decisions Based on Your PEBA Benefits and teaches a course based on the book for South Carolina educators. He has successfully advocated for improvements to 403(b) plans and continues to advocate for better retirement options for teachers. After years of collaborating with Justin and sharing a commitment to financial education and serving those who serve others, Jeff joined Garritt Financial Solutions in 2026 as an Investment Advisor Representative.
actejtel@garrittfinancialsolutions.com
Anne Claire helps individuals and families build financial confidence, reduce debt, and grow wealth in ways that support their priorities. She is passionate about making financial planning understandable and helping clients feel more comfortable taking an active role in their financial lives.
Her interest in personal finance began when she started investing at age 22. As that interest grew, so did her desire to help others understand their options and build a stronger financial future.
Anne Claire joined Teach For America in 2000 and taught in Baltimore City for eleven years before moving into a central office role. Her education career reflects a longstanding commitment to helping others learn and succeed. She received the Kinder Award for Excellence in Teaching, was twice named a finalist for Baltimore City Teacher of the Year, and served as a Teaching Ambassador Fellow with the U.S. Department of Education.
Anne Claire began an apprenticeship with Garritt Financial Solutions in 2021 and joined the firm as an Investment Advisor Representative in 2023. She brings her educator's perspective and enthusiasm for financial literacy to helping clients connect their money with a fulfilling life.
Outside of work, Anne Claire enjoys reading, playing sports, and spending time outdoors with her family.
jagarritt@garrittfinancialsolutions.com
Justin founded Garritt Financial Solutions to help people make confident financial decisions and use their money to build fulfilling lives. He works with individuals and families to bring their financial picture together—from investments, taxes, and employer benefits to retirement planning and competing everyday priorities. His approach combines education, thoughtful analysis, and practical action steps so clients understand both what they're doing and why.
Before becoming a financial planner, Justin spent eleven years teaching in Baltimore City Public Schools after joining Teach For America in 2011. As a middle school math teacher and baseball coach, he developed a passion for helping people work through challenges and recognize their potential. He received the Harriet Ball Award for Excellence in Teaching in 2021.
Justin completed financial planning coursework through Boston University and became an Investment Advisor Representative in 2020. He left the classroom in 2022 to focus fully on financial planning, bringing the same enthusiasm for teaching and problem-solving to his work with clients.
Outside of work, Justin enjoys spending time with family and friends, traveling, being outdoors, and finding opportunities for adventure.
actejtel@garrittfinancialsolutions.com
Anne Claire helps individuals and families build financial confidence, reduce debt, and grow wealth in ways that support their priorities. She is passionate about making financial planning understandable and helping clients feel more comfortable taking an active role in their financial lives.
Her interest in personal finance began when she started investing at age 22. As that interest grew, so did her desire to help others understand their options and build a stronger financial future.
Anne Claire joined Teach For America in 2000 and taught in Baltimore City for eleven years before moving into a central office role. Her education career reflects a longstanding commitment to helping others learn and succeed. She received the Kinder Award for Excellence in Teaching, was twice named a finalist for Baltimore City Teacher of the Year, and served as a Teaching Ambassador Fellow with the U.S. Department of Education.
Anne Claire began an apprenticeship with Garritt Financial Solutions in 2021 and joined the firm as an Investment Advisor Representative in 2023. She brings her educator's perspective and enthusiasm for financial literacy to helping clients connect their money with a fulfilling life.
Outside of work, Anne Claire enjoys reading, playing sports, and spending time outdoors with her family.
jagarritt@garrittfinancialsolutions.com
Justin founded Garritt Financial Solutions to help people make confident financial decisions and use their money to build fulfilling lives. He works with individuals and families to bring their financial picture together—from investments, taxes, and employer benefits to retirement planning and competing everyday priorities. His approach combines education, thoughtful analysis, and practical action steps so clients understand both what they're doing and why.
Before becoming a financial planner, Justin spent eleven years teaching in Baltimore City Public Schools after joining Teach For America in 2011. As a middle school math teacher and baseball coach, he developed a passion for helping people work through challenges and recognize their potential. He received the Harriet Ball Award for Excellence in Teaching in 2021.
Justin completed financial planning coursework through Boston University and became an Investment Advisor Representative in 2020. He left the classroom in 2022 to focus fully on financial planning, bringing the same enthusiasm for teaching and problem-solving to his work with clients.
Outside of work, Justin enjoys spending time with family and friends, traveling, being outdoors, and finding opportunities for adventure.
