Flexible financial planning, structured around how you want to work together.
We believe financial planning works best when it’s flexible, personal, and aligned with your stage of life — not forced into a one-size-fits-all model.
Ongoing Comprehensive Financial Planning
Ongoing financial planning built around a long-term partnership—providing guidance, continuity, and support as your life and priorities evolve.
Cost:
Onboarding & Plan Creation Fee (first two months):
- Individuals: $1,000–$2,500
- Couples: $1,800–$3,000
Ongoing Planning Fee (annual fee billed monthly after plan delivery):
- Individuals: $200–$400/month
- Couples: $300–$500/month
Fees vary based on the complexity of your financial life and the level of ongoing support required. Reduced upfront and
ongoing fees may be available for young professionals early in their financial journey.
Additional Details:
This service includes the development of a comprehensive financial plan over three meetings, followed by ongoing
support with implementation, coordination, and plan updates over time.
The upfront fee covers onboarding, data gathering and analysis, and the development of your financial plan. You may choose to make a deposit of $500 (individuals) or $800 (couples), with the remaining balance due upon delivery of your plan—typically at the end of our second month together. Ongoing fees begin after plan delivery and are billed monthly.
Fees within the listed ranges reflect the complexity of your financial situation, including income structure, tax planning needs, business ownership, account coordination, retirement timing, assets held outside of our management, and advanced planning considerations, such as equity compensation.
Ideal For:
- Clients seeking an ongoing financial planning relationship
- Those who want regular check-ins and guidance as life evolves
- Individuals or families looking for an accountability partner to help turn plans into action, including support with cash flow and debt planning, investment and retirement strategy, employer benefits, insurance decisions, and long-term goal coordination
Project-Based Financial
Planning Service
A focused planning engagement with a clear start, clear deliverables, and a defined finish.
Cost:
Individuals: $1,800–3,500
Couples: $2,500–4,000
The fee is split between an initial payment at the start of the engagement and the remaining balance due upon completion of your financial plan.
Fees vary based on the complexity of your financial situation and the scope of planning involved.
Additional Details:
This service includes three dedicated financial planning meetings and a detailed financial plan aligned with your selected planning topics. The engagement is designed to provide clarity and direction around specific goals, but does not include ongoing implementation or long-term support.
Fees within the listed ranges reflect the scope and complexity of your planning needs. Factors may include income structure, tax considerations, business ownership, account coordination, retirement timing, assets held outside of our management, and other advanced planning considerations. Your exact fee is confirmed before the engagement begins.
Ideal For:
- Clients who want professional clarity and recommendations without an ongoing commitment
- Those who prefer a do-it-yourself approach but want expert guidance on specific financial questions
- Individuals or families looking for a defined engagement with a clear beginning and end
Investment Management (Optional Add-on)
Available for ongoing planning clients who prefer to delegate portfolio construction, implementation, and ongoing oversight.
Cost:
The investment management cost is 0.85% of assets under management.
Additional Details:
We do not charge a management fee on designated cash reserve accounts.
For clients who meet asset minimums, ongoing comprehensive financial planning may be included as part of the investment management relationship. Planning is always available as a standalone service — investment management is never required.
Our investment management service is designed for clients who want their investments aligned with their broader financial plan — not short-term market outcomes.
Portfolios are built to support your long-term goals, risk tolerance, and overall financial strategy, with ongoing monitoring and rebalancing as needed.
Our preferred custodial platform is Betterment, which allows for low-cost implementation, broad diversification, and seamless integration with your financial plan. You retain full ownership and visibility of your accounts at all times.
Ideal For:
- Clients who want to delegate portfolio management and ongoing investment decisions
- Those who value a low-cost, diversified, long-term investment approach
- Individuals or families who want their investments aligned with their broader financial plan
- Clients who prefer ongoing oversight and rebalancing without managing day-to-day investment decisions
Student Loan
Analysis
A focused student loan review and repayment strategy designed to align your financial goals.
Cost:
$495 — Standard Student Loan Review
Federal loans, PSLF analysis, and married filing considerations
$695 — Advanced Student Loan Strategy
Dual borrowers, higher income, or long-term repayment modeling
Additional Details:
This service includes two focused planning meetings where we gather information, analyze your options, and evaluate forgiveness and repayment strategies. You’ll receive a clear, step-by-step action plan designed to optimize your student loan strategy.
We also support you through implementation and provide follow-up email support as needed during your loan transition.
The goal is to reduce uncertainty, avoid costly mistakes, and help you move forward with confidence.
Ideal For:
- Borrowers with federal student loans who want clarity around repayment options
- Individuals pursuing or considering Public Service Loan Forgiveness (PSLF), Teacher Loan Forgiveness (TLF), or other forgiveness programs
- Anyone who wants help choosing and executing a student loan strategy aligned with their cash flow and long-term goals
